Privacy Notice

 

Last Updated 28 January 2026

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Paratus Wealth Limited (PWL) takes the privacy and security of your personal information very seriously, and we’re committed to protecting and respecting your privacy.

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In this notice when we use “PWL”, “we”, “us” and “our”, we’re referring to Paratus Wealth Limited..

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Our Privacy Notice explains which personal information we collect from you, how we store it and use it.  It also covers how we treat information you give to us, and information we take from third parties. It contains important information about your rights.

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The Privacy Notice applies to any person whose personal data has been provided to us in connection with an application for Our Services (which could include a director, partner, trustee, employee, agent or direct or indirect owner of an applicant); or where we otherwise use a person’s personal data.  For the purpose of this Privacy Notice, a reference to “you” and “your” shall include any clients of a subsidiary company who opens an Account, as well as any connected individual described.

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Who we are

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This privacy notice is provided on behalf of Paratus Wealth Limited.

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We’re registered in the UK, with our registered office address at 20-22, Wenlock Road, London, United Kingdom, N1 7GU. Our company registration number is 16656495. Further company information can be found at our website: https://www.paratus-wealth.com/. In addition, we are registered with the Information Commissioner’s Office with the registration number registration number ZC086050.

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Types of personal data we collect

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Many of the Services offered by Us require us to obtain Personal Data about you to perform the Services we’ve been engaged to provide.  We may collect and process the following personal data about you:

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1. Information that you have provided to us, or, the applicant in connection with your Service - This might include:

   1. Your name and address (including proofs of name and address);

   2. Contact details, telephone number, email address;

   3. Date of birth, gender, nationality, National Insurance or similar government ID number, photograph, signature, copies of identity documents;

   4. Occupational history, job title; and,

   5. Income, assets, other financial information, bank details, investment history, tax residency and tax identification information.

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Such information might be provided in an Application Form for a particular Service or in other documents (as part of an application process or at other times), face-to-face, by telephone, by email or otherwise.

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1. Information that we collect or generate about you - This might include information relating to your (or an applicant’s) use of the Services, a record of any correspondence between you and us (or our representatives), any recordings of telephone calls and website use data.

2. Information that we obtain from other sources - This might include information obtained for the purpose of our know-your-client procedures (which include anti-money laundering procedures, counter-terrorist financing procedures, politically-exposed-person checks, sanctions checks, among other things), information from government or public bodies, public websites and other public sources and information received from the applicant’s advisers or intermediaries.

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How we use your information

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We use your personal information in the following ways:

1. to set up and manage your Service and/or process any transactions, including to perform anti-money laundering and know-your-client procedures, and more generally to perform Service opening processes and to oversee those processes;

2. to provide you with information on products you may have requested through the Service, to notify you about changes to the Service and to ensure the on-going accuracy and relevance of such data;

3. general business administration, including communicating with clients, communicating with service providers and counterparties, accountancy and audit services, risk monitoring, the administration of IT systems;

4. compliance with legal and regulatory obligations and industry standards, including know-your-client procedures, the automatic exchange of tax information and legal judgments; 

5. for general internal research purposes, including to identify and analyse the regularity of use of particular aspects of the Service and the nature of the Service’s users;

6. in respect of information shared with the service providers and counterparties, decision-making in relation to a Service, and business strategy, development and marketing;

7. to improve the design of products and Services for your use; and,

8. to market certain products, Services, events and content that may be of interest to you but only if you have given us your consent to do so or we are otherwise able to do so in accordance with applicable Data Protection Legislation.

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Legal basis for using your information

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We’re allowed to process your personal data in the ways described above in this Privacy Notice for the following reasons:

1. if you’re the applicant, you may enter into a contract with us and some processing will be necessary for the performance of that contract, to provide the Service to you and to satisfy our obligations to you, or will be done at your request prior to entering into that contract;

2. processing may be necessary to discharge a relevant legal or regulatory obligation;

3. the processing will, in all cases, be in accordance with the reason why we collected your information; and,

4. in respect of any processing of sensitive personal data falling within special categories, such as any personal data relating to the political opinions of a politically exposed person, the processing will be necessary for reasons of substantial public interest.

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If we rely on your consent for us to use your personal information in a particular way, but you later change your mind, you may withdraw your consent by contacting us at our registered address and we will stop processing your personal information where we use your consent as our lawful basis.

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Disclosure of your personal data to third parties

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We may from time to time, in accordance with the purposes described in this Privacy Notice above, disclose your personal data to other parties, including:

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1. professional advisers such as law firms and accountancy firms;

2. our service providers, agents and contractors;

3. counterparties; and,

4. courts and regulatory, tax and governmental authorities.

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Some of these persons will process your personal data in accordance with our instructions and others will themselves be responsible for their use of your personal data.

 

These persons may be permitted to further disclose the personal data to other parties. 

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Transfers of your personal data outside of the UK and European Economic Area

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Your personal data may be transferred to and stored by persons inside or outside the UK and European Economic Area (the “EEA”), and in particular may be transferred to and stored by our affiliates or service providers.

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Where personal data is transferred to another jurisdiction, we’ll ensure that the transfer is subject to appropriate safeguards or is otherwise permitted under applicable law.

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You can obtain more details on the protection given to your personal data when it’s transferred outside the UK/EEA, including a copy of any data protection clauses entered into with recipients of your personal data, by contacting us using the details set out under “Contacting us” in this Privacy Notice.

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Necessity of personal data

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The provision of certain personal data is necessary for us to provide the Service to any applicant and for our compliance (and that of our service providers) with certain legal and regulatory obligations. Accordingly, if certain personal data isn’t provided when requested, an application might not be accepted, or this may have other repercussions for provision of the Services.

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How we safeguard your information

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We have extensive controls in place to maintain the security of our information and information systems. Appropriate controls (such as restricted access) are placed on our computer systems. Physical access to areas where Personal Data is gathered, processed or stored is limited to authorised persons.

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As a condition of employment, all employees and contractors are required to follow all applicable laws and regulations, including in relation to data protection law. Unauthorised use or disclosure of confidential client information by an employee or contractor is prohibited and will result in disciplinary measures.

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How long we keep your personal information

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We keep the personal information we collect from you, your employer, and other third parties, where we have an ongoing legitimate business need to do so (for example, to provide you with a service you have requested or to comply with applicable legal, tax or accounting requirements).

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How long we hold your personal data for will vary. The retention period will be determined by various criteria including:

1. the purpose for which we’re using it – we’ll need to keep the data for as long as is necessary for that purpose; and,

2. legal obligations – laws or regulation may set a minimum period for which we’ve to keep your personal data.

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When we’ve no ongoing legitimate business need to hold your personal information, we’ll delete it.  If we can’t do this (for example, because your personal information is stored in backup archives), we’ll securely store your personal information, only use it for a purpose we’ve already communicated to you and isolate it from any further processing until archives are deleted.

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Marketing

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We may collect and use your personal information for undertaking marketing by email, telephone and post.

We may send you certain direct marketing communications (including electronic marketing communications to existing clients) if it’s in our legitimate interests to do so for marketing and business development purposes.

However, we’ll always obtain your consent to direct marketing communications where we’re required to do so by law.

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You have the right to ask us not to process your personal information for marketing purposes. You can do this by contacting us by post or email using the details in the “Contacting us” section below.

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Your rights

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1. Right of access You have the right of access to any personal information we hold about you. You can ask us for a copy of your personal information; confirmation whether your personal information is being used by us; details about how and why it’s being used; and details of what safeguards are in place if we transfer your information outside of the UK and European Economic Area.

2. Right of to update your information If any of the information we hold is inaccurate, you can ask us to make any necessary amendments.

3. Complaints If you have any complaints or concerns about our handling of your personal information please do get in touch with us and we’ll do our best to resolve these. You can contact us using the details in the “Contacting us” section below.

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In certain specific circumstances you also have following further rights:

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1. Right of deletion You have a right to ask us to delete any personal information which we are holding about you.

2. Right to restrict use of your information You have a right to ask us to restrict the way that we process your personal information.

3. Right to data portability You have a right to ask us to provide your personal information to a third-party provider of services.

4. Right to object You have a right to ask us to consider any valid objections which you have to our use of your personal information where we process your personal information based on our or another person's legitimate interest.

5. Right to stop marketing You have a right to ask us to stop using your personal information for direct-marketing purposes.

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You can exercise your rights free of charge by contacting us using the details set out in the “Contacting us” section below, or by contacting our Data Protection Officer at DPO@paratus-wealth.com.

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We’ll consider all such requests and provide our response within a reasonable period (and in any event within one month of your request, unless we tell you we’re entitled to a longer period required by applicable law).

 

Please note, however, that certain personal information may be exempt from such requests in certain circumstances, for example if we need to keep using the information to comply with our own legal obligations or to establish, exercise or defend legal claims.

 

If an exception applies, we’ll tell you this when responding to your request. We may need you provide us with information necessary to confirm your identity before responding to any request you make.

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You can find out more information about your rights by contacting an appropriate EU data regulator such as the UK’s Information Commissioner’s Office (ICO), or by searching their website at https://ico.org.uk/.

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Children

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We don’t and won’t knowingly collect information from any unsupervised child under the age of 13.  If you’re under the age of 13, you may not use our sites or Services unless your parent or guardian has provided us with their consent for your use of our sites or our Services (as applicable).

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Potential Employees

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If you are applying to work at PWL, then we will process personal information about you. We will collect information directly from you, we may supplement that information from publicly available information, or from the references that you supply. We may also collect further information about you from third-parties, such as verification of your employment history or educational attainment. We will only use this information to decide whether to make you an offer of employment. We are allowed to lawfully process this information as you are wanting to enter into an employment contract with us. We also have a legal obligation to confirm that you are allowed to work in the proposed jurisdiction.

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If you are unsuccessful in your application or you decide to decline our offer of employment, then we will securely dispose of your information after six months, unless you consent to us keeping it for longer. If you are employed at PWL, then the information that we collect during the pre-employment process will be included with your personnel file and kept for seven years after you leave us. You may request at any point during your application for us to stop processing and delete all your personal information. In this case, your application will be terminated.

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Cookies

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Our websites use cookies.  Cookies are very small text files that are stored on your computer each time you visit our website.  We use cookies to help identify your computer so that we can tailor your experience.  You can disable any cookies already stored on your computer, but these may stop our website from functioning properly. 

 

For more information on the cookies we use, please see our Cookie Policy at: https://www.paratus-wealth.com/

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Updating this Privacy Notice

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We’ll update or amend this Notice from time to time, to comply with law or to meet our changing business requirements. You should bookmark and periodically review this page to make sure that you’re familiar with the most current version and so you’re aware of the information we collect, how we use it and under what circumstances we disclose it. You can see when our most recent update to this Privacy Notice was by checking the date at the top of this Notice.

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Contacting us

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If you have any questions about your privacy with us or this Notice, you can contact us at:

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Address: Paratus Wealth Limited, 20-22, Wenlock Road, London, United Kingdom, N1 7GU

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Email: DPO@paratus-wealth.com

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If you are not satisfied with the response you receive from us, then you can complain to the ICO. Their address is

Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF

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Helpline number:  +44 (0) 303 123 1113

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ICO website: https://www.ico.org.uk